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BOA Opens Applications for Tractor Financing Programme for Youths, Women and Agribusiness Operators

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The Bank of Agriculture (BOA), in partnership with Heifer Nigeria, has opened applications for the National Agricultural Mechanisation Programme (NAMP), a tractor financing initiative designed to improve agricultural productivity and expand mechanised farming across Nigeria.

The programme provides eligible beneficiaries with access to modern tractors and agricultural implements through a structured Lease-to-Own financing model. The initiative forms part of the Federal Government's Renewed Hope National Agricultural Mechanisation Programme aimed at increasing food production, boosting agricultural efficiency, and supporting agribusiness growth nationwide.

According to the organisers, 2,000 tractors procured under the federal government's mechanisation programme will be deployed through a Pay-As-You-Go (PAYG) system, allowing beneficiaries to gradually acquire ownership while actively using the equipment for farming operations and agricultural services.

Benefits of the Programme

Successful applicants will receive:

  • Access to modern tractors and agricultural implements

  • Two years of servicing and maintenance support

  • Professional operator training

  • Business development support

  • Digital monitoring and tracking through IoT technology

  • Flexible repayment options under the Lease-to-Own arrangement

Who Can Apply?

Applications are open to:

  • Mechanisation Service Providers (MSPs)

  • Youth Agripreneurs aged 18–35 years

  • Women Agripreneurs

  • Agribusiness operators seeking to expand mechanisation capacity

Lease Features and Conditions

Applicants should note the following terms:

  • Lease duration: 3 to 5 years

  • Government subsidy: 40% of tractor cost

  • Required down payment: 15% to 25% depending on category

  • Repayment model: Pay-As-You-Service (PAYS)

  • Approved applicants must make the required down payment before accessing the equipment

How to Apply

Interested applicants should submit their applications online through the official National Agricultural Mechanisation Programme portal:

Applicants are advised to carefully complete the registration process and provide accurate information during submission.

Application Deadline

No official application deadline has been announced as of the time of publication. Interested individuals and organisations are encouraged to apply as early as possible before available slots are exhausted.

The programme presents a significant opportunity for farmers, agribusiness entrepreneurs, and agricultural service providers to access modern mechanisation tools, improve productivity, increase cultivated farmland, and contribute to Nigeria's food security goals.

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